Divorce is an ugly thing, jack. Goes without saying. But it brings to light something that needs to be discussed. Take a look at Kevin Federline and Britney Spears. Now that Britney has gotten fed up with K-Fed, the two have parted ways. But there's still a little matter of Mr. Britney Spears earning a living. He was hyped up in the media as being a freeloader, and if that's the case, he now has no load to free, which spells money trouble for him.

The point is not to bash K-Fed. The point is that if you don't work hard and save money, and do your part to take care of yourself, no one else will do it. Some people should spend more time giving to their families instead of sucking them dry. Dave Ramsey talks about hard work all the time. Only through doing that and creating a budget will you not have to worry about the dough, joe. When you're part of a team, work hard and pitch in.