If you think I misspelled the title of this blog, think again, jack. My Big Dummy hit the bulls-eye on this one ... about driving a car that you can't afford. My question is, why do we need common-sense stuff to be pointed out by a dummy? Having a car payment is bad enough, but when you make 30 grand a year and drive a boiler that costs 15,000 bucks, it's no wonder you're as broke as a couple of kneecaps after not paying protection money to Capone.

Bottom line; driving something that you have to make payments on is stupid. Where have I heard that before? Oh yeah, The Dave Ramsey Show. You don't spend all day thinking about how great your set of wheels is, so don't pay for it like you do. Make a personal budget and save money so that you can pay cash for a car and walk away clean, baby.