Attention shoppers: a one-way ticket to Crazytown awaits you this coming Friday. That's right ... get ready for Black Friday shopping. It's the day that has almost become a holiday in itself, jack. Stores across the U.S. of A. get ready for the flood of shoppers that will hit the doors early in the morning to get the best deals on Christmas gifts. The deals may be hot, but shopping on emotion is not. Be careful when you make a Black Friday list, jack.

Create a budget for Christmas and look for deals. But don't think that you can save money big-time by jumping into the good deals on one crazy day. You'll go nuts and buy everything in sight, and end up spending more than you should have. The reason it's called Black Friday is because it's when stores' bottom lines go from red to black ... which means tens of thousands of other yahoos will be pushing each other over to get those same deals. Keep your head and your wallet in check, baby. Just like Dave Ramsey says.