Football is tops in my book, baby. Fighting is at the bottom. So imagine my shock when I turn on the tube Saturday night and see the boys from Miami, FL and Florida International University playing foot-brawl on the turf in the Sunshine State during the third quarter of their game. Funny how a little push here and a little taunting there can clear the benches faster than bullets out of a Tommy gun.

Playing nice never got anyone in trouble. If you keep your nose clean, your reputation usually follows suit. Not just in games, but in life, jack. Being good to the joes and jills around you and not trying to rip people off or start a fight means you're making this crazy world a better place. Instead of kicking tail and taking names, try saving dough and giving it away, just like Dave Ramsey talks about. When you save money with plans to do good with it, it's something else, baby. Make it happen.