All you joes and jills have heard me rant and rave about how doing things on the up-and-up is right, and people who do wrong should take it right on the chin. How's this to shake you up? Former Enron CEO Jeffrey Skilling could face up to 20 years in the cooler for his role in the Scandal Heard 'Round the World.

Say that again ... 20 years? If you ask me, I think they left off a zero or two. The next time this yahoo tastes fresh oxygen, he should be about 614 years old. With the dough he costs his investors, and the fact that he tied their trust in him to the railroad tracks, he should spend a couple of CENTURIES making license plates.

Don't let Enron happen to you. Dave Ramsey says diversify your investments and be smart when saving money. Don't put all your eggs in one basket and you won't have to worry about losing your shirt if one of your investments goes belly-up. Words to live by, baby.