First Warren Buffett pledges over 40 billion clams to The Gates Foundation, now business hotshot Richard Branson has decided to get in on the action. Branson said that he's gonna fight global warming with $3 billion of his company's dough over the next 10 years; the profits from his airline and rail businesses. Now that's hot, baby!

Now I know some of you are thinking 'I wish I could give that much.' Don't get down on yourself. Giving ... ALL giving ... is good, no matter how big or small. Don't think you have to put a bunch of zeros behind what you give for it to be worth it, ladies and germs.

If you've got the moolah, do good things with it. That's the best part about joes and jills who know how to make money and do things on the up-and-up; they'll make the world a better place when they're done deep-sixing their debt and have money to give. Dave Ramsey talks about it all the time. Giving is the most fun you'll ever have with cash, jack. Make your payoffs so you can make it happen.