Think education isn't important? Get a clue, jack. Anyone stupid enough to drop out of high school because they think it's "not for them" needs to take a look at the numbers. In the U.S., people who don't finish high school will make about 65 percent of what the people who turn the tassel will.

It's about more than just the classroom; it's about the knowledge. Knowledge is power, baby ... no two ways about it. The more you learn, the better you can do in life. Most people who cut out of school early don't have the discipline or work ethic to get the job done. And if you can't do it there, you won't do it in the real world.

Sometimes life hits you and you need to leave the classroom. Your family might need the money because someone died or walked out. It's beyond admirable to support someone; but stay in school if you can; work nights and weekends. But thinking you're a hotshot who can deep-six the diploma and start making the big bucks is fooling yourself.

Dave Ramsey says that it's the education that's priceless, not the piece of paper that says you finished. That's the smart money talking.