It's a shame and a tragedy, that's what it is, baby. Crocodile hunter Steve Irwin moved on this weekend after taking a stingray barb to the heart. Here's a lesson to be learned, boys and girls ... the man went before his time, but not for being timid. He knew what his calling was and wasn't afraid to do it.

Stevie Boy did what he loved. Like the old saying goes, better to live one day as a lion than a lifetime as a lamb. Too many joes and jills nowadays are just sleep-walking through life in a career that doesn't light their fire and turn them into a monster, jack. You gotta find what you want to do in this world and do it. Will it be scary? Sure thing. Will you fall sometimes? You betcha. Is it hard work? Absolutely. But living a full life is worth too much to just take a dive like a Don King boxer.

Dave Ramsey says that none of us are getting out of here alive. And you know what? He's right on the money. Things like this make for good reminders of how you need to be prepared for what life throws at you. Live it to the fullest and be prepared for the worst. Make sure you have a good emergency fund saved up and enough life insurance to cover your family if The Big Sleep hits you early.

We're all going down sooner or later. As far as I go, I'm going down swinging, doing what The Man Upstairs put me here to do. What about you?