$1 million. The number just pops out at you, don't it? Everywhere you see, you got game shows, lotteries, books and what-not flapping their lips on and on about how it can all be yours, easy as pie. Well, you know what, jack? It's out there waiting for you! The only catch is; you don't get it by watching TV or plunking down the dough at the lottery counter. You get it by working!


Nowadays, people don't like words like "work", "budget" or "no", but you need to be saying all three to yourself if you want to wind up with a million bucks. You don't get to be rich by being a sucker for all the get-rich-quick traps out there.

Trust me on this one; if you work and save, not only will you get the big bucks; you'll look at game shows differently. You won't feel like you win if they win, because you'll already know that you won by working.

Just like Dave Ramsey says, if you spend all your time watching giddy game-show contestants on "Deal or No Deal" try for the cash, the only one who will be a guaranteed loser is you!