My mom and pops had a great relationship. They worked hard at it, but they were happy. They talked, paid attention to each other and didn't keep secrets, especially about money.

Fast forward to 2006. ABC News took a poll of married couples who make more than $50K a year. Ready for a shocker? The poll said that 71 percent of those people admitted to keeping some kind of a money secret from their bub or babe.

Time for a lesson, ladies and germs. The quickest way to book a one-way ticket to Splitsville is to not talk to your partner. I don't care if it's $1 or $1,000; if you're too chicken to tell your spouse about what you spend, or if you think it's "none of their business", you need to head back to the second grade for a while.

Both of you need to talk. Dave Ramsey says this all the time ... both of you need to do the budget. And get off the blame train. "If she did this, if he did that ..." ain't gonna cut it.